Business Debt Recovery, Commercial Debt Recovery, Surrey, London, Dorset
Business Debt Recovery, Commercial Debt Recovery, Surrey, London, Dorset
AVC Debt Recovery : Business Debt Recovery
AVC Debt Recovery : Business Debt Recovery  

Business Debt Recovery, Business Debt Collection, Fees

No upfront Charges.

No hidden fees.

Our standard offer on Business and Commercial debt recovery and Debt Collection is no collection ("win") no fee. We only charge if we are successful in recovering your monies - not by the hour.

We will look at recovering any business debt over £600.

Our fees are based upon no win no fee, but we seek to add on the fees under the law so you get 100% of your monies. We deliver you a service that adds value to your business.

Where the matter is bound for the court you pay any charges or disbursements, but we are unique that we manage the process.

We also have an association with a law firm if you seek legal assistance.

Any reasonable fees we add on to the amount owed to recover the debt and any interest due can be added to monies owed by the debtor under The Late Payment of Commercial Debts (Interest) Act 1998 and subsequent amendments.


Any court fees (if required), tracing fees or disbursements or special instructions are payable by you. It really is that simple.

We will not advise you to take court action if the chances of you getting paid are not realistic.


Please call us on 0333 121 0161 to receive an immediate complimentary no obligation consultation; or use our 

contact form.


Unlike other agencies we do not advise court action or take large legal fees if we feel the debtor has no assets, or court action that will leave you better off in principal but worse off fiscally (we always advise clients never to go to court on a matter of principle).

Here we apply the 3 Ps

Payment Precludes Principle.

We apply all facets of the law that recovers your invoiced monies.



  • We have covered all businesses and worked with and recovered from sole traders right up up to multinationals
  • We have enacted debt recovery negotiations in UK, BRIC, LATAM, EMEA, USA, Canada and Australasia.


Our purpose in Business Debt Recovery is to put you at the front of the queue and we only act for you not any other creditors there might be. To successfully recover any debt our experience has told us to tell you that it is vital to act decisively and quickly.


We are unique in that we also offer a follow up contract law advice service e.g. credit checks,  improvement areas in payment terms and contractual insertion of payment terms.


AVC Debt Recovery Simple 10 Step Business Debt Recovery Process

  1. Contact us.
  2. Discuss your requirement.
  3. Sign AVC Debt Recovery Form of Authority to enable us to collect your debt.
  4. Send to AVC Debt Recovery copies of all issued invoices, exchanges of correspondence and agreements.
  5. AVC Debt Recovery initiate telephone contact with debtor.
  6. Negotiation/Clarity
  7. Initial letter/demand.
  8. Final Demand.
  9. Discussion on total process (payment plans etc guided by the client).
  10. Legal Action.
Business Debt Recovery, Commercial Debt Recovery, Business Debt Collection, Business Debt recovery Solicitors Surrey, Business Debt Recovery Solicitors Dorset, Business Debt Recovery Solicitors London, Business Debt Collection Agency Surrey No Win No fee Business Debt Recovery


The Late Payment of Commercial Debts (Interest) Act 1998 and subsequent amendments is an Act enabling businesses to charge other business customers interest on overdue accounts and to obtain compensation on the debt recovery process. The Act extends to Scotland and Northern Ireland.


The UK Parliament and the EU have recognised the detrimental effects to small businesses and therefore the economy of poor payment and have amended the legislation several times since 1998. The most recent amendment came in 2013 when the provisions to allow the recovery costs of a third party to be claimed from the debtor.


Late Payment Statutory Charges


Unpaid Debt                                    What you can charge

Up to £999.99                                     £40

£1,000 to £9,999.99                            £70

£10,000 or more                                 £100


You can cover the cost for doing so from that customer, as long as you adhere to the rules set out by the Late Payment Legislation.


The following is the Government’s own guidelines relating to what a late payment is, and what you can do about the cost of recovery.

When a payment becomes late

You can claim interest and debt recovery costs if another business is late paying for goods or a service.

If you haven’t already agreed when the money will be paid, the law says the payment is late after 30 days for public authorities and business transactions after either:

the customer gets the invoice.

You can agree a longer period for payments from one business to another – but if it’s longer than 60 days it must be fair to both parties.


Interest on late commercial payments

The interest you can charge if another business is late paying for goods or a service is ‘statutory interest’ – this is 8% plus the Bank of England base rate for business to business transactions. You can’t claim statutory interest if there’s a different rate of interest in a contract.





or call and receive a Free no obligation debt recovery or debt collection analysis consultation from a business debt recovery professional.




AVC Debt Recovery Surrey

Office Suite 1

Fetcham Grove


Surrey,  KT22 9AS



AVC Debt Recovery Dorset

Office 1, 60 The Esplanade

Dorset DT4 8DE



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