No Sign up fees.

No upfront Charges.

No hidden fees.

Our standard offer on Business Debt Recovery and Commercial Debt Collection is no collection no fee. We only charge if we are successful in recovering your monies - not by the hour.

We will look at recovering any business debt over £1,000.00.

In addituion the law allows us to add on the fees under the law so we aim to get you 100% of your monies. 

Where the matter is bound for the court we are unique in that we manage the court process.

Any reasonable fees we add on to the amount owed to recover the debt and any interest due can be added to monies owed by the debtor under The Late Payment of Commercial Debts (Interest) Act 1998.

Any court fees (if required), tracing fees or disbursements or special instructions are payable by you. It really is that simple.

We will not advise you to take court action if the chances of you getting paid are not realistic.

Please call us on 0333 121 0161 or use our 

contact form.

Unlike other agencies we do not advise court action or take large legal fees if we feel the debtor has no assets, or court action that will leave you better off in principal but worse off fiscally (we always advise clients never to go to court on a matter of principle).

Here we apply the 3 Ps

Payment Precludes Principle.

We apply all facets of the law that recovers your invoiced monies.

• We have worked with and recovered monies from sole traders right up up to multinationals
• We have enacted debt recovery negotiations in UK, BRIC, LATAM, EMEA, USA, Canada and Australasia.

Our purpose in Business Debt Recovery and Commercial Debt Collection is to put you at the front of the queue and we only act for you. Our experience has told us to tell you that it is vital to act decisively and quickly.

We are unique in that we also offer a follow up contract law advice service.

AVC Debt Recovery Simple 10 Step Business Debt Recovery Process

1. Contact us.
2. Discuss your requirement.
3. Sign AVC Debt Recovery Form of Authority to enable us to collect your debt.
4. Send to AVC Debt Recovery copies of all issued invoices, exchanges of correspondence and agreements.
5. AVC Debt Recovery initiate telephone contact with debtor.
6. Negotiation/Clarity
7. Initial letter/demand.
8. Final Demand.
9. Discussion on total process (payment plans etc guided by the client).
10. Legal Action.

DEBT RECOVERY/DEBT COLLECTION FEES

The Late Payment of Commercial Debts (Interest) Act 1998 and subsequent amendments is an Act enabling businesses to charge other business customers interest on overdue accounts and to obtain compensation on the debt recovery process. The Act extends to Scotland and Northern Ireland.

Late Payment Statutory Charges

Unpaid Debt                                    What you can charge

Up to £999.99                                     £40

£1,000 to £9,999.99                            £70

£10,000 or more                                 £100

Interest on late commercial payments

The interest you can charge if another business is late paying for goods or a service is ‘statutory interest’ – this is 8% plus the Bank of England base rate for business to business transactions. You cannot claim Statutory Interest if there’s a different rate of interest in a contract.

We manage and incoroprate this Act of Parliament for you.